Minnesota Bankruptcy Attorneys
If you are having problems with unmanageable debt and need to speak with an attorney about the possibility of bankruptcy, the experienced attorneys at Eastlund, Solstad, Cade, Hutchinson & Ysebaert can help. Based in Savage, our attorneys represent clients throughout Minnesota in bankruptcy cases.
We can help with Chapter 7 bankruptcy, Chapter 13 bankruptcy and bankruptcy alternatives. To speak with a bankruptcy lawyer about your legal rights and options, contact Eastlund, Solstad, Cade, Hutchinson & Ysebaert at (952) 894-6400, or contact us by e-mail.
A New Financial Beginning
If you are sick of harassing collection calls and letters, bankruptcy may be the answer for you. Although bankruptcy is not right for everyone, it can provide a number of benefits. Depending on the facts of your case, a Chapter 7 or Chapter 13 bankruptcy may be able to help you:
- Eliminate or reduce your debts
- Stop creditor harassment
- Stop a wage garnishment
- Prevent a home foreclosure
- Prevent an auto repossession
Contact an attorney at our firm to learn more about your options.
Chapter 7 vs. Chapter 13
Our attorneys handle both Chapter 7 and Chapter 13 bankruptcy cases. A Chapter 7 bankruptcy is a debt liquidation bankruptcy that results in debts being discharged. Most debts, including credit card debts, medical bills and other unsecured debts can be discharged. To be eligible for a Chapter 7 bankruptcy, you must meet a means test.
Many of our clients find they are eligible for Chapter 7 relief. For those who are not eligible for a Chapter 7 bankruptcy, a Chapter 13 bankruptcy may be the answer. A Chapter 13 bankruptcy is a debt restructuring bankruptcy in which a person is allowed to pay back their debts in a more gradual fashion. Typically, the bankruptcy court will issue an order that calls for a three year or five year payment plan. In addition to reducing interest rates and increasing the time to make payments, a portion of the overall debt may also be discharged in some cases.
To speak with a bankruptcy lawyer about Chapter 7 bankruptcy, Chapter 13 bankruptcy or a bankruptcy alternative, contact Eastlund, Solstad, Cade, Hutchinson & Ysebaert.
We are a debt relief law firm. We help people file for bankruptcy relief under the bankruptcy code.